by AnshumanD | Apr 22, 2026 | Insurance
Executive SummaryThe U.S. property and casualty insurance industry enters 2026 with a surface-level paradox. According to AM Best’s February 2026 Market Segment Report, the U.S. P&C industry produced its strongest performance of the past decade in 2025, with...
by AnshumanD | Apr 22, 2026 | Insurance
The rate cycle that defined US personal and commercial lines from 2022 through 2024 accomplished something important: it restored pricing adequacy after years of inadequate premiums relative to rising claims costs. But it also extracted a steep customer cost....
by AnshumanD | Apr 22, 2026 | Insurance
Executive SummaryThe U.S. P&C insurance industry achieved its strongest performance in a decade during 2025, with net underwriting income nearly tripling year-on-year to $60.9 billion and the combined ratio improving to 92.9%. (Source: AM Best) Yet beneath these...
by AnshumanD | Apr 22, 2026 | Insurance
Executive SummaryFor U.S. property and casualty (P&C) insurers, the data landscape has reached an inflection point. Three interconnected challenges are converging: policy, claims, and billing systems that refuse to talk to each other; data warehouses built for...
by AnshumanD | Apr 16, 2026 | Insurance
For underwriting, product, and analytics leaders, bad risk selection is rarely the result of carelessness. It is usually the result of incomplete information, premiums set without full visibility into the underlying risk, portfolios that look homogeneous in aggregate...
by AnshumanD | Apr 16, 2026 | Insurance
How data-connected insurers are compressing weeks into hours and winning the market.For most P&C insurers, the journey from a submitted application to a bound policy still takes days, sometimes weeks. In 2025, that delay is a revenue problem, a retention problem,...
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